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Chapter 7 Attorney Bay Area

Chapter 7 Attorney Bay Area

Are you searching for answers to what should I ask a bankruptcy lawyer? Brooks Law Office is a client-focused attorney firm with a proven track record. Jon Brooks is a leading Chapter 7 attorney in Bay Area, who has helped hundreds of clients decide if bankruptcy is the right option.

What is the minimum debt to file bankruptcy?

There’s no cap on the amount of debt you can file for Chapter 7 bankruptcy. Lawyers, in general, may recommend you to file for Chapter 7 rather than Chapter 13 as it helps wipe out the debt and doesn’t involve repayment.

While Chapter 13 is more stringent, chapter 7 is open to anyone with any amount of debt. For more help with determining the right type of bankruptcy for you, speak to an attorney.

Is Chapter 7 bankruptcy the right choice for you?

When filing for Chapter 7 bankruptcy, it is critical to decide if it makes sense financially. If you have non-dischargeable debts like back child support and alimony obligations, student loans, income taxes less than three years past due, etc., filing for chapter 7 may not prove beneficial for you.

Besides, if you are judgment proof, a creditor cannot collect from you, making filing for bankruptcy unnecessary. Furthermore, if a large chunk of your indebtedness is from debts that your lenders object to being discharged, speaking to a knowledgeable bankruptcy lawyer in the Bay Area is critical to assess and evaluate your situations.

What is Chapter 7 bankruptcy?

Chapter 7 bankruptcy or “liquidation” bankruptcy wipes out several kinds of debt and helps you start fresh. The bankruptcy trustee will sell the non-exempt property and pay off the creditors partially.

Since most individuals have very little non-exempt property, filers end up keeping a large part of their property. For more clarity on chapter 7 bankruptcy, speak to one of our experienced Bay Area bankruptcy lawyers.

What does a bankruptcy lawyer do for you?

An experienced attorney for Chapter 7 bankruptcy in San Francisco recognizes potential hiccups that could arise in your case and will come up with a plan accordingly.

  • Bankruptcy may not be the best choice for everyone to relieve the debts and achieve financial peace. An attorney can assess your situation and let you know if bankruptcy is an appropriate alternative for you.
  • There are two types of bankruptcies: Chapter 7 and chapter 13, each type serving different purposes. An attorney can consider your needs, assess your goals and guide you on the most appropriate course.
  • A bankruptcy lawyer can apply the means test, check your eligibility for Chapter 7 bankruptcy, understand your circumstance, and value your property. An attorney can also choose and apply exemptions, determine discharge of debts, complete the schedules and other paperwork.

Contact our Brooks Law Office at 408-286-2766 to schedule a consultation with Jon Brooks. Jon is a preeminent chapter 7 attorney in Bay Area with an excellent track record and commendable experience. Our attorney can eliminate your debt successfully and assist you in choosing the best bankruptcy option for you.

Chapter 7 Attorney Bay Area

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